By Nikita Wolff If you’re on ADHD-tok like me, you’ve probably been asking yourself for the last few years whether or not you’ve gone your whole life not knowing those “quirks” & inefficiencies of yours actually had a name. The ways in which ADHD presents in adults can make managing finances a little nightmarish, but…
By Mary Cantor and Jacob Wingate Whether you’re newly wed or in a long-term marriage or relationship, navigating finances as a couple can be a challenge. From the transition to when you first start approaching your finances as a pair, to working through your changing financial situation years down the road, it’s important to make…
3rd Decade is excited to announce a multi-year commitment of funding and support from Schwab Advisor Services in partnership with the Charles Schwab Foundation. The 5-year partnership will support 3rd Decade’s innovative financial education and mentoring program for young adults throughout the Southwest and nationally. The funding and support will allow 3rd Decade to grow…
3rd Decade Partners with Coconut Software To Streamline Financial Mentoring and Education
Health Savings Accounts – Another way to invest in yourself. By Nina Spinelli Is it a credit card? A debit card? A savings account? A health savings account (HSA) is a tax-advantaged savings account designed to help individuals with high-deductible health plans (HDHPs) save money for medical expenses. An HSA allows you to set aside…
Is travel hacking right for you? Tools and tips for finding more affordable vacations. By Jono Neuser As a kid, growing up in a rural Minnesota town, I used to watch a lot of action and adventure movies and dream of traveling the world, just like all the protagonists in the movies. I didn’t understand…
The Benefits and Negatives for Individuals with Little Financial Education Artificial intelligence (AI) has been transforming the financial industry, with various AI applications emerging to provide better financial services. AI has created an opportunity for the financial sector to be more inclusive and help individuals achieve financial security. However, the integration of AI in personal…
Executive function, or the lack thereof, can make or break your financial success. By Dalia Rodriguez Most people understand the basic idea of not spending more than you make to keep finances under control. However, many other factors, such as physical, mental, and emotional health, influence money views and decisions. An essential factor we often don’t…
What types of retirement accounts can you use (besides a Roth IRA)? By Nikita Wolff If you’re part of the 11% of adult workers in the US that are self-employed, you may be asking yourself how you can save for retirement (especially if you’ve already maxed your Roth IRA). The following accounts are those most…
What changes should you be aware of? By Jennifer Edwards, CFP® The Setting Every Community Up for Retirement Enhancement Act (known as the SECURE Act) of 2019 has gotten an upgrade. The SECURE 2.0 Act was passed at the end of December with broad bipartisan support and includes several provisions worth knowing about. SECURE 2.0…