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The 3rd Decade Blog

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How Struggle Can Build Resilience

Money Psychology/Financial Education
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Understanding Pension Plans

Retirement/Financial Planning
3rd decade sinking funds: a budgeting superpower

Sinking Funds: A Budgeting Superpower

Budgeting and Savings
The $5 habit: how small changes lead to big savings

The $5 Habit: How Small Changes Lead to Big Savings

Money Psychology/Financial Education
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Credit Repair Tips That Actually Work + How to Negotiate with Creditors and Collection Agencies

Credit
A first-gen relationship with money by uziel gomez cfp®, afc®

A First-Gen Relationship With Money: Scarcity and Compensatory Mindset

Money Psychology/Financial Education
Learning how to understand your pay stub helps you verify your income, catch mistakes early, optimize your benefits, properly estimate your tax liability, and budget your dollars with confidence.

How to Read Your Pay Stub & Actually Understand It. 

Taxes
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5 Tips to Optimize Your Spending During Black Friday & Cyber Monday Sales

Budgeting and Savings
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Simplifying Open Enrollment 2026

Insurance
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Fall Financial Planning Strategies that Work

Budgeting and Savings
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Major Student Loan Changes Are Coming: What You Need to Know About the OBBBA

Budgeting and Savings
How to make college affordable - 3rd decade

How to Make College Affordable

Budgeting and Savings
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