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The 3rd Decade Blog

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Credit Repair Tips That Actually Work + How to Negotiate with Creditors and Collection Agencies

Credit
A first-gen relationship with money by uziel gomez cfp®, afc®

A First-Gen Relationship With Money: Scarcity and Compensatory Mindset

Money Psychology/Financial Education
Learning how to understand your pay stub helps you verify your income, catch mistakes early, optimize your benefits, properly estimate your tax liability, and budget your dollars with confidence.

How to Read Your Pay Stub & Actually Understand It. 

Taxes
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5 Tips to Optimize Your Spending During Black Friday & Cyber Monday Sales

Budgeting and Savings
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Simplifying Open Enrollment 2026

Insurance
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Fall Financial Planning Strategies that Work

Budgeting and Savings
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Major Student Loan Changes Are Coming: What You Need to Know About the OBBBA

Budgeting and Savings
How to make college affordable - 3rd decade

How to Make College Affordable

Budgeting and Savings
Managing back to school finances

Managing Back to School Finances

Family/Relationship Finances
7 tips to help you financially prepare to buy a home

7 Tips to Help You Financially Prepare to Buy a Home

Homeownership/Real Estate
The wealth gap: a reflection of systemic barriers by gloria s garcia cisneros, cfp®

The Wealth Gap: A Reflection of Systemic Barriers

Money Psychology/Financial Education
4 things you should do to give your finances a spring cleaning

4 Things You Should Do to Give Your Finances a Spring Cleaning

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Invest in Futures. Join us for

A Financial Literacy Luncheon

April 23, 2026

Tucson, Arizona

Learn More