The Benefits and Negatives for Individuals with Little Financial Education Artificial intelligence (AI) has been transforming the financial industry, with various AI applications emerging to provide better financial services. AI has created an opportunity for the financial sector to be more inclusive and help individuals achieve financial security. However, the integration of AI in personal…
Executive function, or the lack thereof, can make or break your financial success. By Dalia Rodriguez Most people understand the basic idea of not spending more than you make to keep finances under control. However, many other factors, such as physical, mental, and emotional health, influence money views and decisions. An essential factor we often don’t…
To our 3rd Decade Community; What a year it has been for us at 3rd Decade! 2022 was a year of immense transition, growth, and, most importantly….MOMENTUM…for both our organization and our mission. So what did this year look like? Well, I’m glad you asked! Transition – This year, we welcomed in so many new faces…
(Of Gift Giving) By Dalia Rodriguez It’s the season of giving, or at least that is one-way advertisers get the idea into our brains that end-of-the-year celebrations are the perfect opportunity to show our love and appreciation with material stuff. The truth is, you don’t need gift-giving and material things to break your pocket along…
By Nina Spinelli What is the connection between sustainability and financial well-being? It’s closer than you might think. Thinking about changes we can implement to increase our sustainability simultaneously supports our prudent financial changes. It is our motivation that is key to sustaining change. The “why” in changes to our habits is just as critical…
By Jennifer Edwards, CFP®, CSLP® I have yet to meet someone who is excited about getting old, but it turns out there are ways to influence how happy you are in later life. Certain decisions made while we are young make it more likely that we will be happier in old age. This study published…
Rewards Beyond Heart By Megan Stiles, CVA®, AFC® When you think of volunteering, you might picture an individual or group selflessly working towards the betterment of an idea, belief, service, or product for the greater good. By definition, volunteers do not receive a paycheck, and the popular belief is that service is only altruistically motivated.…
What you really need to know about buying a home By Jennifer Edwards, CFP®, CSLP® The dramatic jump in home prices across the country has potential homebuyers scrambling to understand the landscape and evaluate their options. At 3rd Decade, we want everyone, who desires to, to own a home at some point. Homeownership helps you…
By Megan Stiles, CVA®, AFC®
It costs what?!! By Jennifer Edwards, CFP®, CSLP® To say that inflation has been hitting us all pretty hard recently, would be an understatement. Prices of everything from haircuts to lunchmeat went up an average of 8.5% in March, the highest in decades. And heaven help you if you need to rent a car! You…