The U.S. “Nudge” Team

By: Laura Walton AFC® Did you know that there is a government unit, the Social and Behavioral Sciences Team, dedicated to improving the effectiveness of government programs by better understanding how we make decisions? Maya Shankar, senior policy advisor at the White House Office of Science and Technology Policy, assembled the SBST team of 35…

Waste?!

By: Laura Walton AFC® It’s one thing to splurge on something you want but another thing to waste money. Eight in ten Americans admit they waste cash but, even so, they’re not necessarily interested in changing their behavior! According to a recent study, the top four financial wastes involve food: Nearly 70% admit they spend too…

Magical Thinking

By: Laura Walton AFC® A term used to describe couples who, because they love each other, assume that they have the same money goals – they engage in magical thinking. Assume is the operative word. Rather than talk about money, we slide into a system that works well enough until we hit a financial bump.…