By: Jennifer Edwards (Candidate for CFP®, CSLP®) On August 8th, the CARES Act federal student loan administrative forbearance was extended through December 31, 2020. Prior to that, it was set to expire on September 30th. What does that mean for you? Let’s review some key points. If you wish to make payments on…
By: Cody Cassidy CFP® Phrases that are all too common: “I just can’t seem to get ahead.” “I’m tired of living paycheck-to-paycheck.” “It always feels like one step forward and two steps back.” These are all associated with the cyclical consequences of routine. Despite telling ourselves that we are going to commit to… you…
By: Laura Walton AFC® I love to gamble; fortunately I hate to lose money more than I love to gamble. When I’ve been at a table, I’ve noticed that whether it’s blackjack or craps, you can tell something about a person watching them play. Kenny Rogers had it right, “you gotta know when to…
Playing in waves on the beach can be fun, but have you ever reached open water? Have you ever reached that glorious, calm spot past the surf zone where you feel the massive, effortless strength of the ocean raise you up then gently back down all while happily floating on the surface? Wading out…
ESG Investing 101 So you liked the podcast, now you want to know how to actually find some options for Sustainable/Social investing. Well my friends, it’s time to do your homework. Ugh. I know, but what a good use of our quarantime! First of all, I can’t tell you which fund I think…
The Non-Ideal Consumer Times are tough right now. Millions of people have lost their jobs and salaries may be depressed for years in some industries. Personal budgets are tight and emergency funds are being tapped into across the world. Let’s focus on some things we can actually control at the moment. I want to…
By: Laura Walton AFC® We all have plenty to worry about these days – a pandemic, social unrest, economic uncertainty and now a fire burning in our beautiful Catalinas. Yesterday, in a final meeting at the two-year mark with a participant in the 3rd Decade program he asked “what should I be reading, who…
How Struggle Can Build Resilience “Persistence and resilience only come from having been given the chance to work through difficult problems.” ― Gever Tulley I’m not the first person to realize that life is inevitably difficult – some seasons more than others. An attitude that has largely shaped my life, however, is my unwillingness…
By: Laura Walton AFC® What stock should I buy now? I’ve fielded this question a few times lately along with this one, “Should I keep contributing to my Roth IRA while the market is in turmoil?” First, which stock to buy? Imagine it’s 2004 and MySpace (remember MySpace?) is the #1…
If you have federal student loans, you are probably aware of the Coronavirus Administrative Forbearance being provided by the Department of Education. We thought it might be helpful to clarify a few things about this program. The forbearance is basically a “freeze” on all your federally held student loans. It allows all borrowers to stop…