ESG Investing 101 So you liked the podcast, now you want to know how to actually find some options for Sustainable/Social investing. Well my friends, it’s time to do your homework. Ugh. I know, but what a good use of our quarantime! First of all, I can’t tell you which fund I think…
The Non-Ideal Consumer Times are tough right now. Millions of people have lost their jobs and salaries may be depressed for years in some industries. Personal budgets are tight and emergency funds are being tapped into across the world. Let’s focus on some things we can actually control at the moment. I want to…
By: Laura Walton AFC® We all have plenty to worry about these days – a pandemic, social unrest, economic uncertainty and now a fire burning in our beautiful Catalinas. Yesterday, in a final meeting at the two-year mark with a participant in the 3rd Decade program he asked “what should I be reading, who…
How Struggle Can Build Resilience “Persistence and resilience only come from having been given the chance to work through difficult problems.” ― Gever Tulley I’m not the first person to realize that life is inevitably difficult – some seasons more than others. An attitude that has largely shaped my life, however, is my unwillingness…
By: Laura Walton AFC® What stock should I buy now? I’ve fielded this question a few times lately along with this one, “Should I keep contributing to my Roth IRA while the market is in turmoil?” First, which stock to buy? Imagine it’s 2004 and MySpace (remember MySpace?) is the #1…
If you have federal student loans, you are probably aware of the Coronavirus Administrative Forbearance being provided by the Department of Education. We thought it might be helpful to clarify a few things about this program. The forbearance is basically a “freeze” on all your federally held student loans. It allows all borrowers to stop…
The 20% Rule The 20% rule simply states that most tasks will take 20% longer than we think, and most things will cost 20% more than we think. This is not a steadfast rule that applies in every situation, but it can be extremely useful in many parts of your life. It can…
Newsflash! Money can be a source of contention for couples. Money can be a stressor even when just worrying about it for yourself. Add in another person’s opinions, goals, and financial decisions, and this can be a recipe for disaster. According to an article in the Interdisciplinary Journal of Applied Family Studies, there is a…
By: Laura Walton AFC® Miss Sanders Today she would be Ms. Sanders but 50 years ago she was Miss Sanders, my typing and shorthand teacher. Honestly I hadn’t thought about her for a long, long time – why would I – but, curiously, today’s world events have brought her to mind. I…
As we continue to receive what feels like hourly news updates on COVID-19 and the overarching affects it is having on our daily lives, it is getting harder and harder not to feel the pressure to “do something” in terms of our financial situation. There is a helplessness in practicing social distancing as the market…