It’s a choice

By: Laura Walton AFC® Occasionally I hike with friends on Friday mornings. Afterwards, we gather at Starbucks and, even though I’m there infrequently, I’ve come to spot regulars, folks who apparently stop by every Friday morning for their brew.  The same thought rolls through my brain each time – how do they afford the time…

Agree/Disagree

By: Laura Walton AFC® Definition: Critical thinking is thinking about your thinking while you’re thinking in order to make your thinking better. Really? I started down the rabbit hole of critical thinking after reading an answer given by Jack Bogle, founder of Vanguard and champion of index funds. Asked if he’d read an article that…

Uh-oh…

By: Laura Walton AFC® That was my reaction when I saw the article titled “Financial Illiteracy and the Ineffectiveness of Financial Education Programs.” The TCI Foundation runs a financial education program, the 3rd Decade. Are we irrelevant? No, thank goodness, but… the eye-opening take-away from this was that financial education only affected 0.1% of later financial…

‘Tis the Season

By: Laura Walton AFC® With Thanksgiving behind us (I hope you enjoyed yours) and 24/7 holiday music everywhere, let’s have fun with some holiday facts. First, the most expensive Christmas card… Apparently the Christmas card was conceived as a way to encourage ordinary folks to use the Post Office! In 1843, Sir Henry Cole asked…

The U.S. “Nudge” Team

By: Laura Walton AFC® Did you know that there is a government unit, the Social and Behavioral Sciences Team, dedicated to improving the effectiveness of government programs by better understanding how we make decisions? Maya Shankar, senior policy advisor at the White House Office of Science and Technology Policy, assembled the SBST team of 35…