Our financial literacy program emphasizes the importance of Education, Financial Mentorship, and Capital. Click or Tap on each component to learn more about 3rd Decade’s approach:


Our financial literacy class curriculum uses best practices from the wealth management industry and is taught by professional financial educators.

The program includes four virtual classes (ten classroom hours conducted over Zoom and Nearpod) over the course of two months.
Personal finance topics include but are not limited to:
  • Budgeting & Savings Review
  • Debt Management
  • Investing
  • Housing
  • Taxes
  • Insurance
Classes are a combination of lecture, video, hands-on activities, resource presentation, and a final exam.

Financial Mentoring Services

3rd Decade provides unbiased fiduciary support that extends our program beyond the classroom.

Participants build a two-year relationship with a professional financial mentor to establish and manage a personal financial plan (Spending, Saving, and Investment planning)

  • Three 1:1 meetings (4 hours total) All meetings are held via Zoom
    • Initial Discovery Meeting to uncover personal financial goals (2 hours)
    • Two annual Progress Meetings to support participants as they complete goals (1 hour each)
  • Participants are eligible to earn a $250 matching contribution* to their Roth IRA at the successful completion of the program
  • Participants agree to provide financial information annually while in the program in order to track the outcome of the program

*Roth IRA contributions from 3rd Decade are considered taxable income when filing.


3rd Decade provides a $250 Roth IRA match* for participants upon graduation who meet the following requirements:

  • Passing grade on the final financial literacy class exam
  • 100% participation in classes and mentoring meetings
  • Contributed a minimum of $250 to a Roth IRA while in the 3rd Decade program

*Roth IRA contributions from 3rd Decade are considered taxable income when filing.

financial advisors at 3rd Decade
Empowerment is the foundation for all of our work.

What is 3rd Decade?

Here’s What You Get:

  • specific strategy that’s built around your goals, needs, wants, and wishes.
  • An easy to understand plan that prioritizes what needs to be done in the exact order of when it needs to be done.
  • An easy to comprehend implementation strategy that you’ll actually be able to do yourself. 


3rd Decade® Is For You If…

  • You’re ready to take full control of your financial life.
  • You want to speak with a financial mentor who isn’t  going to try and sell you something.
  • You’re feeling overwhelmed about not having a financial plan in place.
  • You’ve done a good job saving over the years but feel it’s time to start working with a professional.


This isn’t for you if…

  • You want some get-rich-quick scheme that will allow you to retire tomorrow.
  • You think the government is going to collapse and should start stocking up on gold.
  • You don’t take your finances and financial future seriously.


Classes are held quarterly, with start dates in January, April, July, and October. We highly recommend early enrollment as space is limited and classes fill quickly. We have a welcoming atmosphere where you come to learn basic financial principles with like-minded people who are trying to do everything in their power to ensure their future is accounted for.


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We are always looking to partner with like-minded organizations to further our work in educating young people to make smart financial decisions and change their lives.

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