Now Enrolling for 2021


Eligibility for 3rd Decade’s Financial Education Program:

  • 18-35 years old at time of application
  • Individual households whose adjusted gross income is less than $75,000 or two-earner households whose adjusted gross income is less than $120,000 combined (Found on IRS form 1040, line 7)
  • Workers, Students, and Homemakers with income and the ability to save
  • Willingness and ability to manage debt, save, and start a financial plan
  • Commitment to attending four Financial Education classes (via Zoom and Nearpod) and three financial mentor meetings (via Zoom) over the course of the program


If you meet the outlined requirements above, fill out the form below to take the first step in achieving financial control of your 3rd Decade of life.

Thank you for your interest in the 3rd Decade® Program.

As a reminder, here are the qualifications:
Between the Age: 18-35
Income: Individual - less than $75k or Household - less than $120k AGI

Gross income is the amount of money you earn, typically on a paycheck, before payroll taxes and other deductions. Ex: $40,000.00 

If you filed a 1040, the AGI is on line 8b.

Personal  Information:


Demographic Questions

Select all that apply.

Your spouse/partner will be emailed the application.

This should be different from your email

Employment History