The Great Job Search
Looking for a new job? What values and benefits should you weigh when looking at potential employers?
Is Pet Insurance a Worthy Investment?
It’s pretty typical for humans to have health insurance, but it’s not nearly as common for owners to insure their pets (specifically cats & dogs). Why is that? For a lot of people, they see it as an added expense to caring for their pets that they don’t necessarily need. However, “92% of cats…
Habits of a Millionaire
What do you think of when you think of a “millionaire”? For a lot of people, the first thing that comes to mind is someone who drives a nice car, lives in a big house, and wears designer clothing. In reality, the vast majority of millionaires live pretty normal-looking lives. (The Millionaire Next Door). …
Preparing for a Transformative New Year
Every year, the imaginary clock resets and sparks motivation among the masses. Most people set New Year’s resolutions in some form or another. This most commonly takes the form of goals relating to exercise, weight loss, diet changes, or money management. Unfortunately though, about 80% of people don’t follow through on the changes they wanted…
PSLF Limited Waiver
The Public Service Loan Forgiveness (PSLF) program is a way for those who work in the public sector to get their federal student loan balance forgiven after 10 years by making 120 qualifying payments. Historically, those payments had to be made through an income-driven repayment plan like IBR, PAYE, or REPAYE. There were also rules…
Money & Shame (Part 2)
Let’s look at a few things to help us move away from money shame… Upbringing: “Our research shows that the money patterns we observe in childhood are the primary source driving our financial decision-making later in life,” says Edward Horwitz, Ph.D., CFP®, associate professor of behavioral finance at Creighton University Heider College of Business.…
Money & Shame (Part 1)
“Why am I so bad with money?” If you’ve had this thought, you are not alone. We are not born knowing how to manage money, yet we feel shame in not knowing what to do to improve our situation. Often this shame will lead to overspending to keep up with the Joneses. This is a…
The Hurdles of a First-Generation Millionaire
We hear a lot of the same things…. I just wish my parents would have taught me this stuff when I was younger. When am I going to stop living in a scarcity mindset? My financial stress levels are really high because I just don’t know where to start. I picked up some bad money…
The Perils of Panic
Written By: Scott Bennett CFP® It seems as though one thing almost everyone can agree on at this point is that the overall market and economy seems a bit inflated and uncertain. It’s pretty obvious that this skepticism stems from all of the uncertainty we’ve faced dealing with COVID-19 and the challenges and changes…
22% of Women Aren’t Involved in Their Own Retirement Planning
22% of women aren’t involved in their own retirement planning. Can you believe that? (Source included below). While we’ve made leaps and bounds of progress in the recent decades to find more financial equality in the household, we still aren’t there, and this number illustrates a larger problem at hand. Women still don’t have…