Have you heard of the phrase “poverty charges interest”? Tay Zonday posted a Tweet on Jul 19, 2018, that read: Being poor now just leads to being more poor later. Can’t pay to clean your teeth? Next year, pay for a root canal. Can’t pay for a new mattress? Next year, pay for back…
By: Nicole Del Percio Financial Wellness is self-care. American Psychological Association’s latest Stress in America survey found that 72 percent of Americans reported feeling stressed about money at least some time in the prior month. Stress can negatively affect mental and physical well-being. How can you spend less time worried about your finances? …
This week, we wanted to share a piece written by David Booth, Founder and Executive Chairman of Dimensional Fund Advisors. As some of you may know, Dimensional is collaborating with our program and continues to play a pivotal role in expanding 3rd Decade’s reach to young people across the country. This piece comes as Dimensional…
By: Courtney Klein As an entrepreneur, I am often asked “how did you know it was time to start something?” It is a common question, especially from those with stable jobs and steady income. Being an entrepreneur promises neither which is why the risk is seriously worth considering. There are many factors to…
In the past year, one of the pandemic’s unexpected lessons was just how few of us really need to work from an office space. This has been doing interesting things to the real estate market, since places like Tucson have always been relatively inexpensive, and now the jobs that are available in states like California,…
Short answer: probably not. There are a lot of things to consider in making your decision, but there are a few especially important things to consider before making this decision. Am I already reaching my other financial goals? You should have a very solid idea at this point in the planning stage of…
A lot of people wonder how they’re doing (financially) relative to others. It’s an interesting question to ask, with a complex answer. For the sake of just sharing some interesting data, we’ve outlined the answer below, but it’s important to emphasize that you can’t compare apples to apples. Not everyone is dealt the same deck…
Why should I consider giving away some of my hard earned money? What would you give for a little dose of long lasting happiness? It turns out giving of ourselves produces a longer lasting high than food, drugs, sex, fame or fortune. A famous Chinese proverb says: “If you want happiness for an hour,…
Financial Independence, Retire Early (FIRE) is a movement dedicated to a program of extreme savings and investment that allows proponents to retire far earlier than traditional budgets and retirement plans would allow. By dedicating up to 70% of income to savings, followers of the FIRE movement may eventually be able to quit their jobs and…
We’re all familiar with the concept of Payday loans; high interest, nearly-criminal lending to those who’ve found themselves living a little more stretched than just “paycheck to paycheck”. I’ve heard stories where people make their required payments on time, for the designated number of months, thinking they’ve paid back their debt in full, only to…