Budgeting for a Pet
Thinking about adding a furry friend to the family? Learn what you should expenses you should budget and plan ahead for.
Is Pet Insurance a Worthy Investment?
It’s pretty typical for humans to have health insurance, but it’s not nearly as common for owners to insure their pets (specifically cats & dogs). Why is that? For a lot of people, they see it as an added expense to caring for their pets that they don’t necessarily need. However, “92% of cats…
Habits of a Millionaire
What do you think of when you think of a “millionaire”? For a lot of people, the first thing that comes to mind is someone who drives a nice car, lives in a big house, and wears designer clothing. In reality, the vast majority of millionaires live pretty normal-looking lives. (The Millionaire Next Door). …
Preparing for a Transformative New Year
Every year, the imaginary clock resets and sparks motivation among the masses. Most people set New Year’s resolutions in some form or another. This most commonly takes the form of goals relating to exercise, weight loss, diet changes, or money management. Unfortunately though, about 80% of people don’t follow through on the changes they wanted…
Navigating The Medical Insurance Maze
No matter which side of the fence you’re on, I think we can all agree… Our medical system is in dire need of some changes; especially those pertaining to insurance. Do you know the average person pays $450/month for medical insurance? Of course, if you end up having a child or suffering a severe injury,…
How To Open a Roth IRA
So, you’re ready to start investing in a Roth IRA. This blog will help run you through how to do this. Keep in mind, this is a bit of a 3-part process. Opening the account Contributing funds Investing that money For starters, you’re going to want to pick a low-cost custodian. Here are some…
The Hurdles of a First-Generation Millionaire
We hear a lot of the same things…. I just wish my parents would have taught me this stuff when I was younger. When am I going to stop living in a scarcity mindset? My financial stress levels are really high because I just don’t know where to start. I picked up some bad money…
Quitting a Job for Mental Health
So you’ve found yourself at a company where your boss does half the work and takes 100% of the credit… or, you’ve been recognized as one of the “best members of the team”, which is exactly why they can’t let you take your 2 week vacation. Whatever it may be, I think we’ve all found…
22% of Women Aren’t Involved in Their Own Retirement Planning
22% of women aren’t involved in their own retirement planning. Can you believe that? (Source included below). While we’ve made leaps and bounds of progress in the recent decades to find more financial equality in the household, we still aren’t there, and this number illustrates a larger problem at hand. Women still don’t have…
When Is It Okay To Buy Single Stocks?
Many of us have probably had that moment in our investing lives, where something piques our interest, and we wonder if maybe we should just take the risk and buy stock in a company we believe will do well in the future. 3rd Decade’s message is clear at this point: invest in low-cost index…