Thinking Ahead For The Hidden Home Expenses of Homeowning By Nikita Wolff Maybe your landlord just raised your rent for the 3rd time, and you’re starting to ask yourself: “Is renting really worth it anymore? I’m just throwing away this money after all”. Many of us were raised with the belief that the financially successful…
From Viral Videos to Real-world Impact: Unpacking the Pros and Cons of TikTok Financial Advice By Nikita Wolff Hey there, fellow finance enthusiasts! If you’re like me, your interest in personal finance may have landed you on a certain side of TikTok. The platform has made waves as an educational place in general, with plenty…
By Nikita Wolff If you’re on ADHD-tok like me, you’ve probably been asking yourself for the last few years whether or not you’ve gone your whole life not knowing those “quirks” & inefficiencies of yours actually had a name. The ways in which ADHD presents in adults can make managing finances a little nightmarish, but…
What types of retirement accounts can you use (besides a Roth IRA)? By Nikita Wolff If you’re part of the 11% of adult workers in the US that are self-employed, you may be asking yourself how you can save for retirement (especially if you’ve already maxed your Roth IRA). The following accounts are those most…
Grocery budgets vary for many reasons By Nikita Wolff It recently came to my attention that I’m spending more than the average [3rd Decade] Joe on my groceries. I made the mistake of asking my entire team during a meeting what a “reasonable grocery budget” looks like (or at least what we recommend to our…
By Nikita Wolff So you’ve spent the last 2 years spending an average of 5 hours a day in front of the TV or endlessly scrolling TikTok… Maybe you’ve reached the point where you’re ready to step outside of your comfort zone and explore new hobbies. Here are some lower-cost hobbies that might pique your…
Socializing Shouldn’t Break Your Budget By Nikita Wolff In my pursuit of financial security, one of the hardest things to overcome was the peer pressure when friends make plans that don’t align with my budget. As we cover in class, it can be a really beneficial thing to associate with like-minded (read: like-budgeted) people. Here…
Thinking about adding a furry friend to the family? Learn what you should expenses you should budget and plan ahead for.
By Nikita Wolff
By Nikita Wolff