Executive function, or the lack thereof, can make or break your financial success. By Dalia Rodriguez Most people understand the basic idea of not spending more than you make to keep finances under control. However, many other factors, such as physical, mental, and emotional health, influence money views and decisions. An essential factor we often don’t…
By Jennifer Edwards, CFP®, CSLP® I have yet to meet someone who is excited about getting old, but it turns out there are ways to influence how happy you are in later life. Certain decisions made while we are young make it more likely that we will be happier in old age. This study published…
By Nicole Del Percio In order to effectively increase the knowledge of personal finance in young adults, it is imperative to identify the roots of personal finance in America (or lack thereof) and acknowledge the Racial Wealth Gap; i.e. the financial inequalities, absent education, and discriminatory systems and regulations the BIPOC community has faced for…
It costs what?!! By Jennifer Edwards, CFP®, CSLP® To say that inflation has been hitting us all pretty hard recently, would be an understatement. Prices of everything from haircuts to lunchmeat went up an average of 8.5% in March, the highest in decades. And heaven help you if you need to rent a car! You…
Scott Bennett, CFP®, Provides Necessary Clarity on Credit In my time at 3rd Decade, I’ve been able to present to a variety of people on a wide range of financial education topics. The list stretches from college freshmen, medical students, university fellows, young adults just starting their careers, employees of large corporations, seasoned vets, and…
“Why am I so bad with money?” If you’ve had this thought, you are not alone. We are not born knowing how to manage money, yet we feel shame in not knowing what to do to improve our situation. Often this shame will lead to overspending to keep up with the Joneses. This is a…
No matter which side of the fence you’re on, I think we can all agree… Our medical system is in dire need of some changes; especially those pertaining to insurance. Do you know the average person pays $450/month for medical insurance? Of course, if you end up having a child or suffering a severe injury,…
So, you’re ready to start investing in a Roth IRA. This blog will help run you through how to do this. Keep in mind, this is a bit of a 3-part process. Opening the account Contributing funds Investing that money For starters, you’re going to want to pick a low-cost custodian. Here are some…
We hear a lot of the same things…. I just wish my parents would have taught me this stuff when I was younger. When am I going to stop living in a scarcity mindset? My financial stress levels are really high because I just don’t know where to start. I picked up some bad money…
Written By: Scott Bennett CFP® It seems as though one thing almost everyone can agree on at this point is that the overall market and economy seems a bit inflated and uncertain. It’s pretty obvious that this skepticism stems from all of the uncertainty we’ve faced dealing with COVID-19 and the challenges and changes…