It costs what?!! To say that inflation has been hitting us all pretty hard recently, would be an understatement. Prices of everything from haircuts to lunchmeat went up an average of 8.5% in March, the highest in decades. And heaven help you if you need to rent a car! You may be trying to find…
Scott Bennett, CFP®, Provides Necessary Clarity on Credit In my time at 3rd Decade, I’ve been able to present to a variety of people on a wide range of financial education topics. The list stretches from college freshmen, medical students, university fellows, young adults just starting their careers, employees of large corporations, seasoned vets, and…
“Why am I so bad with money?” If you’ve had this thought, you are not alone. We are not born knowing how to manage money, yet we feel shame in not knowing what to do to improve our situation. Often this shame will lead to overspending to keep up with the Joneses. This is a…
No matter which side of the fence you’re on, I think we can all agree… Our medical system is in dire need of some changes; especially those pertaining to insurance. Do you know the average person pays $450/month for medical insurance? Of course, if you end up having a child or suffering a severe injury,…
So, you’re ready to start investing in a Roth IRA. This blog will help run you through how to do this. Keep in mind, this is a bit of a 3-part process. Opening the account Contributing funds Investing that money For starters, you’re going to want to pick a low-cost custodian. Here are some…
We hear a lot of the same things…. I just wish my parents would have taught me this stuff when I was younger. When am I going to stop living in a scarcity mindset? My financial stress levels are really high because I just don’t know where to start. I picked up some bad money…
Written By: Scott Bennett CFP® It seems as though one thing almost everyone can agree on at this point is that the overall market and economy seems a bit inflated and uncertain. It’s pretty obvious that this skepticism stems from all of the uncertainty we’ve faced dealing with COVID-19 and the challenges and changes…
22% of women aren’t involved in their own retirement planning. Can you believe that? (Source included below). While we’ve made leaps and bounds of progress in the recent decades to find more financial equality in the household, we still aren’t there, and this number illustrates a larger problem at hand. Women still don’t have…
Many of us have probably had that moment in our investing lives, where something piques our interest, and we wonder if maybe we should just take the risk and buy stock in a company we believe will do well in the future. 3rd Decade’s message is clear at this point: invest in low-cost index…
Have you heard of the phrase “poverty charges interest”? Tay Zonday posted a Tweet on Jul 19, 2018, that read: Being poor now just leads to being more poor later. Can’t pay to clean your teeth? Next year, pay for a root canal. Can’t pay for a new mattress? Next year, pay for back…