By Dalia Rodriguez As we celebrate Hispanic-Latino Heritage Month, I find myself reflecting on how many of my decisions are influenced by my culture and how they uncovered my money story. What is Culture? Culture encompasses many aspects of human life. At its most basic level, it refers to the shared beliefs, values, customs, and behaviors…
Health Savings Accounts – Another way to invest in yourself. By Nina Spinelli Is it a credit card? A debit card? A savings account? A health savings account (HSA) is a tax-advantaged savings account designed to help individuals with high-deductible health plans (HDHPs) save money for medical expenses. An HSA allows you to set aside…
By Nikita Wolff So you’ve spent the last 2 years spending an average of 5 hours a day in front of the TV or endlessly scrolling TikTok… Maybe you’ve reached the point where you’re ready to step outside of your comfort zone and explore new hobbies. Here are some lower-cost hobbies that might pique your…
By Nicole Del Percio In order to effectively increase the knowledge of personal finance in young adults, it is imperative to identify the roots of personal finance in America (or lack thereof) and acknowledge the Racial Wealth Gap; i.e. the financial inequalities, absent education, and discriminatory systems and regulations the BIPOC community has faced for…
Rewards Beyond Heart By Megan Stiles, CVA®, AFC® When you think of volunteering, you might picture an individual or group selflessly working towards the betterment of an idea, belief, service, or product for the greater good. By definition, volunteers do not receive a paycheck, and the popular belief is that service is only altruistically motivated.…
What you really need to know about buying a home By Jennifer Edwards, CFP®, CSLP® The dramatic jump in home prices across the country has potential homebuyers scrambling to understand the landscape and evaluate their options. At 3rd Decade, we want everyone, who desires to, to own a home at some point. Homeownership helps you…
By Megan Stiles, CVA®, AFC®
By Megan Stiles, CVA®, AFC® Food. It is at the core of everything we do, whether it’s a personal emotional fix, a vector of social interaction, or simply a focus of our overall well-being. Our relationship with food is at once intimate and unknown. Its origin beyond the grocery bin is a mystery, and its…
While society has changed, the workweek has not. What would a four-day workweek look like in today’s world? What are the pros and cons to a shorter workweek and how would it even work?
This week, we wanted to share a piece written by David Booth, Founder and Executive Chairman of Dimensional Fund Advisors. As some of you may know, Dimensional is collaborating with our program and continues to play a pivotal role in expanding 3rd Decade’s reach to young people across the country. This piece comes as Dimensional…