What Happens with Your Assets in a Divorce? By Dalia Rodriguez Divorce can be an emotionally draining experience, but it can also take a toll on your finances. It’s important to consider financial implications, such as changes in income and expenses, and adjust financial plans accordingly. The division of assets in a divorce varies depending on…
Don’t Fall For the Fad! By Dalia Rodriguez The diet industry is a multi-billion dollar business that profits from people’s desire to lose weight. It’s no secret that it pays influencers to share their “diet secrets” to shape people’s health and weight loss thinking. Sometimes, celebrities, nutritionists, or other health professionals promote these diets that quickly gain popularity and…
Thinking Ahead For The Hidden Home Expenses of Homeowning By Nikita Wolff Maybe your landlord just raised your rent for the 3rd time, and you’re starting to ask yourself: “Is renting really worth it anymore? I’m just throwing away this money after all”. Many of us were raised with the belief that the financially successful…
How our relationship with money affects our emotional well-being. By Dalia Rodriguez Childhood experiences often shape our worldview and can leave deep emotional scars impacting our adult life. It can feel like a heavy weight is preventing us from moving forward. That weight is known as emotional baggage, and if by now you’re thinking and…
By Dalia Rodriguez As we celebrate Hispanic-Latino Heritage Month, I find myself reflecting on how many of my decisions are influenced by my culture and how they uncovered my money story. What is Culture? Culture encompasses many aspects of human life. At its most basic level, it refers to the shared beliefs, values, customs, and behaviors…
Health Savings Accounts – Another way to invest in yourself. By Nina Spinelli Is it a credit card? A debit card? A savings account? A health savings account (HSA) is a tax-advantaged savings account designed to help individuals with high-deductible health plans (HDHPs) save money for medical expenses. An HSA allows you to set aside…
By Nikita Wolff So you’ve spent the last 2 years spending an average of 5 hours a day in front of the TV or endlessly scrolling TikTok… Maybe you’ve reached the point where you’re ready to step outside of your comfort zone and explore new hobbies. Here are some lower-cost hobbies that might pique your…
By Nicole Del Percio In order to effectively increase the knowledge of personal finance in young adults, it is imperative to identify the roots of personal finance in America (or lack thereof) and acknowledge the Racial Wealth Gap; i.e. the financial inequalities, absent education, and discriminatory systems and regulations the BIPOC community has faced for…
Rewards Beyond Heart By Megan Stiles, CVA®, AFC® When you think of volunteering, you might picture an individual or group selflessly working towards the betterment of an idea, belief, service, or product for the greater good. By definition, volunteers do not receive a paycheck, and the popular belief is that service is only altruistically motivated.…
What you really need to know about buying a home By Jennifer Edwards, CFP®, CSLP® The dramatic jump in home prices across the country has potential homebuyers scrambling to understand the landscape and evaluate their options. At 3rd Decade, we want everyone, who desires to, to own a home at some point. Homeownership helps you…