$400

By: Laura Walton AFC® Unfortunately, I’m not too surprised that 47% of Americans can’t come up with $400 in the case of an emergency. I am surprised, however, at what Neal Gabler revealed about his own financial decisions. Gabler’s article in the May issue of The Atlantic, The Secret Shame of Middle-Class Americans, is an excellent…

The 1:3 Money Plan

By: Laura Walton AFC® Maybe you’ve heard about the 5:2 Eating Plan? For two days of the week you eat just 500-600 calories while eating normally for the remaining five days. Bob Swift sent me an article by “Pete the Planner” on an interesting spending plan that sounds similar… Let’s start with the 5:2 Eating Plan. I’m…

Tiny Habits ®

By: Laura Walton AFC® I’m intrigued by the idea of Tiny Habits®, a concept trademarked by Dr. B. J. Fogg, who believes that we’re more likely to change behaviors in baby steps, not giant steps. For example, he’s down on New Year’s resolutions… “What a mistake – the whole idea around New Year’s resolutions. People…