2020

By: Laura Walton AFC®   Instead of my usual 400 words this first day of 2020, I’m going to keep it short, very short, with just one piece of advice. It happens to be a quote from army general and 34th President of the United States, Dwight Eisenhower: “Plans are useless; planning is indispensable.” Whether…

Good News!

By: Laura Walton AFC®   Thanks to a loyal blog reader, we have some fun and encouraging news to enjoy and share over the holiday. For the full list of 50 positive news items, each creatively illustrated, click here. • In Sweden, blood donors get a text message whenever their blood saves a life •…

Cultivate!

Shop local & meet over 50 of Tucson’s independent designers, makers & shops at the Cultivate Holiday Market this Saturday, December 7th from 10am-5pm at One East Toole Ave. in the heart of Downtown Tucson at a one-day-only pop-up market consisting of local goods, plants & flowers, food & coffee, music, and community gathering space,…

The Confidence Game

By: Laura Walton AFC®   It’s easy enough to be a victim of fraud – see last week’s blog for the statistics. This week I want to talk about why we’re easy targets. Fraud is fascinating. Elizabeth Holmes, founder of the biotech company Theranos, raised nearly a billion dollars from high-profile private investors and venture…

Online Scams

By: Laura Walton AFC®   The Nigerian prince email is old news. The latest generation of scams come in the form of fake websites and fake ads on social media and they’ve been surprisingly successful. The Better Business Bureau, FINRA (the Financial Industry Regulatory Authority) and the Stanford Center on Longevity interviewed consumers who had…

A Better Mousetrap?

Have you heard of Afterpay? Klarna?? I’m guessing you will. They’re upending access to credit by offering buy now, pay later options that are particularly appealing to millennials. Why millennials? Studies show they prefer using debit cards to credit cards to avoid building debt. However, debit cards are an instant draw on your funds –…

Tough Love

By: Laura Walton AFC® Some would say that’s what Dave Ramsey dispenses. He doesn’t hold back. “Credit cards? Stupid! Car payments? Stupid on steroids! Borrowing money on your house to put in granite countertops? SOMEBODY OUGHTA SMACK YOU! That’s just stupid!” Dave Ramsey has been ranting for 30 years. According to Kristen Bahler’s recent article,…