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Tag Archives: Planning

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  2. Entries tagged with "Planning"

How To Open a Roth IRA

Investing, Planning, Retirement, SavingBy Nikita WolffSeptember 27, 2021Leave a comment

So, you’re ready to start investing in a Roth IRA.  This blog will help run you through how to do this. Keep in mind, this is a bit of a 3-part process.  Opening the account Contributing funds Investing that money   For starters, you’re going to want to pick a low-cost custodian. Here are some…

The Hurdles of a First-Generation Millionaire

Earning, FI/RE, Investing, Planning, Retirement, SavingBy Nikita WolffSeptember 13, 2021Leave a comment

We hear a lot of the same things…. I just wish my parents would have taught me this stuff when I was younger. When am I going to stop living in a scarcity mindset? My financial stress levels are really high because I just don’t know where to start. I picked up some bad money…

Quitting a Job for Mental Health

Entrepreneur, Planning, SavingBy Nikita WolffAugust 30, 2021Leave a comment

So you’ve found yourself at a company where your boss does half the work and takes 100% of the credit… or, you’ve been recognized as one of the “best members of the team”, which is exactly why they can’t let you take your 2 week vacation. Whatever it may be, I think we’ve all found…

The Perils of Panic

Earning, Investing, Planning, Retirement, SavingBy Guest BloggerAugust 13, 2021Leave a comment

Written By: Scott Bennett CFP®   It seems as though one thing almost everyone can agree on at this point is that the overall market and economy seems a bit inflated and uncertain. It’s pretty obvious that this skepticism stems from all of the uncertainty we’ve faced dealing with COVID-19 and the challenges and changes…

22% of Women Aren’t Involved in Their Own Retirement Planning

Earning, Investing, Planning, Retirement, SavingBy Nikita WolffJuly 27, 2021Leave a comment

22% of women aren’t involved in their own retirement planning. Can you believe that?  (Source included below).   While we’ve made leaps and bounds of progress in the recent decades to find more financial equality in the household, we still aren’t there, and this number illustrates a larger problem at hand. Women still don’t have…

When Is It Okay To Buy Single Stocks?

Investing, Planning, Retirement, SavingBy Nikita WolffJuly 16, 2021Leave a comment

Many of us have probably had that moment in our investing lives, where something piques our interest, and we wonder if maybe we should just take the risk and buy stock in a company we believe will do well in the future.    3rd Decade’s message is clear at this point: invest in low-cost index…

Why Young People Are Living On The Road

Earning, Planning, SavingBy Nikita WolffJuly 6, 2021Leave a comment

With the rising cost of housing, along with the increasing prevalence of remote work, it’s becoming more popular for young people (especially those without children) to consider downsizing their possessions and living on the road. Not only does it challenge the notion that we have to wake up in the same place every day and…

Poverty Charges Interest

Earning, Investing, Planning, Retirement, SavingBy Nikita WolffJune 17, 2021Leave a comment

Have you heard of the phrase “poverty charges interest”?    Tay Zonday posted a Tweet on Jul 19, 2018, that read: Being poor now just leads to being more poor later. Can’t pay to clean your teeth? Next year, pay for a root canal. Can’t pay for a new mattress? Next year, pay for back…

Financial Wellness is Self-Care

Earning, Planning, SavingBy Nicole Del PercioJune 2, 2021Leave a comment

By: Nicole Del Percio   Financial Wellness is self-care. American Psychological Association’s latest Stress in America survey found that 72 percent of Americans reported feeling stressed about money at least some time in the prior month. Stress can negatively affect mental and physical well-being. How can you spend less time worried about your finances?  …

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