What is the Saver’s Credit?
Learn about the Saver’s Credit and if you qualify BEFORE you file your taxes and miss out.
Changing financial futures forever starting now.
Learn about the Saver’s Credit and if you qualify BEFORE you file your taxes and miss out.
Thinking about adding a furry friend to the family? Learn what you should expenses you should budget and plan ahead for.
It’s pretty typical for humans to have health insurance, but it’s not nearly as common for owners to insure their pets (specifically cats & dogs). Why is that? For a lot of people, they see it as an added expense to caring for their pets that they don’t necessarily need. However, “92% of cats…
What do you think of when you think of a “millionaire”? For a lot of people, the first thing that comes to mind is someone who drives a nice car, lives in a big house, and wears designer clothing. In reality, the vast majority of millionaires live pretty normal-looking lives. (The Millionaire Next Door). …
Every year, the imaginary clock resets and sparks motivation among the masses. Most people set New Year’s resolutions in some form or another. This most commonly takes the form of goals relating to exercise, weight loss, diet changes, or money management. Unfortunately though, about 80% of people don’t follow through on the changes they wanted…
The Public Service Loan Forgiveness (PSLF) program is a way for those who work in the public sector to get their federal student loan balance forgiven after 10 years by making 120 qualifying payments. Historically, those payments had to be made through an income-driven repayment plan like IBR, PAYE, or REPAYE. There were also rules…
Let’s look at a few things to help us move away from money shame… Upbringing: “Our research shows that the money patterns we observe in childhood are the primary source driving our financial decision-making later in life,” says Edward Horwitz, Ph.D., CFP®, associate professor of behavioral finance at Creighton University Heider College of Business.…
“Why am I so bad with money?” If you’ve had this thought, you are not alone. We are not born knowing how to manage money, yet we feel shame in not knowing what to do to improve our situation. Often this shame will lead to overspending to keep up with the Joneses. This is a…
Americans are projected to spend nearly $1,000 on gifts, holiday items, and other expenses during the 2021 holiday season. According to the National Retail Federation, planned holiday spending breaks down to $648 on gifts for family, friends, and co-workers; $231 on non-gift holiday items including food and decorations; and $118 on other non-gift items for…
No matter which side of the fence you’re on, I think we can all agree… Our medical system is in dire need of some changes; especially those pertaining to insurance. Do you know the average person pays $450/month for medical insurance? Of course, if you end up having a child or suffering a severe injury,…