To our 3rd Decade Community; What a year it has been for us at 3rd Decade! 2022 was a year of immense transition, growth, and, most importantly….MOMENTUM…for both our organization and our mission. So what did this year look like? Well, I’m glad you asked! Transition – This year, we welcomed in so many new faces…
(Of Gift Giving) By Dalia Rodriguez It’s the season of giving, or at least that is one-way advertisers get the idea into our brains that end-of-the-year celebrations are the perfect opportunity to show our love and appreciation with material stuff. The truth is, you don’t need gift-giving and material things to break your pocket along…
By Nina Spinelli What is the connection between sustainability and financial well-being? It’s closer than you might think. Thinking about changes we can implement to increase our sustainability simultaneously supports our prudent financial changes. It is our motivation that is key to sustaining change. The “why” in changes to our habits is just as critical…
Grocery budgets vary for many reasons By Nikita Wolff It recently came to my attention that I’m spending more than the average [3rd Decade] Joe on my groceries. I made the mistake of asking my entire team during a meeting what a “reasonable grocery budget” looks like (or at least what we recommend to our…
By Jennifer Edwards, CFP®, CSLP® I have yet to meet someone who is excited about getting old, but it turns out there are ways to influence how happy you are in later life. Certain decisions made while we are young make it more likely that we will be happier in old age. This study published…
By Nikita Wolff So you’ve spent the last 2 years spending an average of 5 hours a day in front of the TV or endlessly scrolling TikTok… Maybe you’ve reached the point where you’re ready to step outside of your comfort zone and explore new hobbies. Here are some lower-cost hobbies that might pique your…
By Nicole Del Percio In order to effectively increase the knowledge of personal finance in young adults, it is imperative to identify the roots of personal finance in America (or lack thereof) and acknowledge the Racial Wealth Gap; i.e. the financial inequalities, absent education, and discriminatory systems and regulations the BIPOC community has faced for…
Rewards Beyond Heart By Megan Stiles, CVA®, AFC® When you think of volunteering, you might picture an individual or group selflessly working towards the betterment of an idea, belief, service, or product for the greater good. By definition, volunteers do not receive a paycheck, and the popular belief is that service is only altruistically motivated.…
What you really need to know about buying a home By Jennifer Edwards, CFP®, CSLP® The dramatic jump in home prices across the country has potential homebuyers scrambling to understand the landscape and evaluate their options. At 3rd Decade, we want everyone, who desires to, to own a home at some point. Homeownership helps you…
By Megan Stiles, CVA®, AFC®