By: Laura Walton AFC® Last month was Second Hand September. Those who participated pledged not to buy new clothes for 30 days. Compared to 15 years ago, we buy 60% more items of clothing each year and keep each item for about half as long. The result? The average American throws away approximately 80…
Have you heard of Afterpay? Klarna?? I’m guessing you will. They’re upending access to credit by offering buy now, pay later options that are particularly appealing to millennials. Why millennials? Studies show they prefer using debit cards to credit cards to avoid building debt. However, debit cards are an instant draw on your funds –…