By: Laura Walton AFC® The REI promotion asked “What’s your but?” Our excuses for not being active might sound like this: “but it’s too early, too late, too hot, too cold…” and I get it. My perception of getting out for a hike is often that it’s going to be any one of these things…
By: Laura Walton AFC® Do you track your net worth? It’s a great way to measure financial health and progress. We update net worth statements each time we meet with 3rd Decade clients and when I noticed that one couple’s net worth had gone from -$18k to +$128k in just under two years, I was curious…
By: Laura Walton AFC® My blog on home affordability took me to the tech startup Divvy which led me to Max Levchin of HVF Labs who somehow juggles a smorgasbord of tech startups, board positions, wife, kids and 800 emails a day. I was left with the nagging question “How does one person pull all…
By: Laura Walton AFC® Innovators respond to market inefficiencies. As affordability has become more of an issue in the housing market, we’re seeing entrepreneurs offering creative options. Heard of Divvy? Born in a Bay Area tech incubator and launched in January of this year, Divvy raised $7M in funding for the purpose of “giving customers the flexibility…
By: Laura Walton AFC® How you react to money and financial issues is both unique to you and critical to your long-term financial success. This is the heart of behavioral economics. Take this test to better understand yourself. I’ve replicated the short five question test from “Simple but Not Easy,” Morningstar’s Guide to Helping Investors Overcome…
By: Laura Walton AFC® We’re hearing more and more about this in the news – how hard it is to buy that first home. I remember looking for my first home in Tucson in 1975. We bought the $32,000 condo instead of the $50,000 home we wanted because it’s what we could afford. The numbers,…
By: Laura Walton AFC® Do you believe in the Rule of Three? Those who do believe that both good things and bad things come in threes – apparently scams do also as three have recently come across my desk. The first one looked like an invoice for our Foundation. We’re in the process of trademarking the…