Johanna Willett | Tucson Life | A free Tucson course wants to make you the master of your money and a pro at personal finance. And they’re not even trying to sell you anything. Last year, my husband and I applied for the TCI Foundation’s 3rd Decade Program for 20- and 30-somethings and spent the fall semester learning about investing, insurance, housing, budgeting, debt and all of those other grown-up topics that make a big difference in your life.