Own Your Future.

Navigating the complexities of adult life can be overwhelming, especially when it comes to finances. At 3rd Decade, we’re here to help. We offer free personalized financial guidance and education to young adults like you.

Ready to take control of your financial future? Let’s get started.

About 3rd Decade

Building Your Financial Future Together

Feeling overwhelmed by your finances and don’t know where to start? You’re not alone. Navigating today’s financial landscape can be tough. But it doesn’t have to be. 3rd Decade is here to help you take control. Our programs and mentors provide the tools and support you need to achieve your financial goals, whether it’s buying a home, starting a family, or simply enjoying life’s experiences.

Your Financial Building Blocks

3rd Decade’s core program provides free personal financial education and financial mentoring. We also offer paid financial workshops.

Personal Finance

Master essential financial skills, from credit and budgeting to homeownership and retirement planning, with our engaging classes designed to empower your financial future.

Financial Mentoring

Embrace the opportunity to transform your financial future with free personalized mentorship, empowering you to make confident financial decisions for life.

Financial Workshops

Invest in your employees’, students’, or community members’ financial well-being with our customizable financial workshops, offered virtually or in-person

of Americans deal with financial stress

0 %

the average amount of debt for 18-35 year olds

0 k

of Millennials & Gen Z don't have retirement savings

0 %

3rd Decade has provided with me the financial education for which I have been longing as a young adult. I did not receive this level of financial education in school or college and typically have to do my own research to understand basic finance topics. 3rd Decade has been an empowering experience and such a gift. It has given me the knowledge to make informed decisions about my finances and has set me up for a better financial future, allowing me to live in a way that aligns with my values and to support the causes that matter to me. I wish all young adults took this course, as I feel certain it would have a huge positive impact on my generation. Thank you so much for your support of this program and for making this work possible! I am deeply grateful.

Abigail C.Cohort 2, 2023

The 3rd Decade program has been instrumental in my transition to life in the US. As someone who recently moved here, the program provided me with invaluable guidance and resources to navigate the complexities of settling into a new country. From understanding financial systems to cultural nuances, the program has equipped me with the knowledge and support needed to establish a strong foundation for my life here. Through engaging workshops and connections with mentors and peers, I've gained confidence and clarity in charting my path forward. The program has truly been a catalyst for my integration into American life, setting me on a trajectory for success and fulfillment in this new chapter.

Ashraf A. Cohort 1, 2024

This class gave me, a single mom, with no family support, but a master degree the knowledge I really needed and never had anyone to help me with. I had the same checking and savings account my whole life and was too intimidated to venture out. So thank you because now I have less worry and less stress financially and about my son's future. Also, hopefully, I won't have to work until I die now. Thank you again

Alexandra M.Cohort 1, 2023

This is an awesome program. Yes, we could all go do independent research to become financially literate, but there is so much (often contrasting) information out there that doing it on your own is overwhelming. My dad is a trust fund baby and never had to worry about money, so he had other people manage it. I'm not in his position financially, and I've never had another trusted adult in my life to take over teaching me how to be good with money. Meanwhile, my friend who recommended the course grew up in a very low-income family is in the same boat because her family lived paycheck to paycheck and never had the ability to think about investing. Getting the well-paying job is only a part of being financially successful. I think it's really cool that programs like 3rd Decade can help people from totally different backgrounds equally.

Morgan C. Cohort 3, 2023

The Dilemma

Navigating the complexities of adult life can be overwhelming, especially when it comes to finances. From student loans and credit card debt to soaring housing costs and stagnant wages, young adults today face a perfect storm of financial challenges. These obstacles can feel insurmountable, making it difficult to build a solid financial foundation. Actionable financial skills are rarely taught at a young age and financial/wealth management services are rarely accessible to low and moderate income adults.

A lack of financial literacy further exacerbates these challenges. With limited guidance and support, many young people find themselves ill-equipped to navigate the complexities of modern finance, from budgeting and saving to investing and planning for the future.

The financial world is rigged against young adults. 3rd Decade is changing that through free, accessible, and actionable financial education and guidance to empower the next generation.

Auto Loans

72%

Credit Card Debt

50%

Home Loans

40%

Student Loans

20%

Only

22%

Of Millennials and Gen Z are financially literate

Ready to Take Control of Your Financial Future?

3rd Decade is here to provide the solid foundation you need. Whether you’re just starting your financial journey or are looking to achieve specific goals, we offer the tools and support to help you achieve your financial goals.

About 3rd Decade

Your Financial Building Blocks

Personal Finance

Financial Mentoring

Financial Workshops

The Dilemma

Ready to Take Control of Your Financial Future?

Who We Are

Get Involved

What We Do

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