OUR APPROACH

Our financial literacy program emphasizes the importance of Education, Financial Mentorship, and Capital. Click or Tap on each component to learn more about 3rd Decade’s approach:

Education

Our financial literacy class curriculum uses best practices from the wealth management industry and is taught by professional financial educators.

Our class curriculum consists of four classes (ten classroom hours) over the course of four months.
Personal finance topics include but are not limited to:
  • Budgeting & Savings Review
  • Debt Management
  • Investing
  • Housing
  • Taxes
  • Insurance
Classes are a combination of lecture, video, hands-on activities, resource presentation, and a final exam.

Financial Mentoring Services

Unbiased fiduciary support that extends the program beyond the classroom.

A two-year relationship with a professional financial mentor to establish and manage your personal financial plan (spending, saving and investing plan)

  • Three 1:1 meetings (5 hours)
    • Initial Discovery Meeting to uncover personal financial goals
    • Two annual Progress Meetings to support participants as they complete goals 
  • Participants are eligible to earn a $1,000 contribution to their Roth IRA at the successful completion of the program
  • Participants agree to provide financial information annually while in the program in order to track the outcome of the program

Capital

Participants who meet specific qualifications have the opportunity to earn a $1000 Roth contribution upon graduation.

  • Passing grade on the final financial literacy class exam
  • 100% participation in classes and mentoring meetings

financial advisors at 3rd Decade
Empowerment is the foundation for all of our work.

What is 3rd Decade?

Here’s What You Get:

  • specific strategy that’s built around your goals, needs, wants, and wishes.
  • An easy to understand plan that prioritizes what needs to be done in the exact order of when it needs to be done.
  • An easy to comprehend implementation strategy that you’ll actually be able to do yourself. 

 

3rd Decade® Is For You If…

  • You’re ready to take full control of your financial life.
  • You want to speak with a financial mentor who isn’t  going to try and sell you something.
  • You’re feeling overwhelmed about not having a financial plan in place.
  • You’ve done a good job saving over the years but feel it’s time to start working with a professional.

 

This isn’t for you if…

  • You want some get-rich-quick scheme that will allow you to retire tomorrow.
  • You think the government is going to collapse and should start stocking up on gold.
  • You don’t take your finances and financial future seriously.

DON'T WAIT

Classes are held twice a year, in the spring and fall. We highly recommend early enrollment as space is limited and classes fill quickly. We have a welcoming atmosphere where you come to learn basic financial principles with like-minded people who are trying to do everything in their power to ensure their future is accounted for.

AFFILIATES AND COMMUNITY PARTNERS

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BECOME A 3RD DECADE PARTNER

We are always looking to partner with like-minded organizations to further our work in educating young people to make smart financial decisions and change their lives.

Upcoming Events