THE PROBLEM

Young adults today often lack access to high-quality financial education, training, and support to make good decisions about their financial futures. You’ve most likely encountered one or even all of the examples listed below along your path to financial independence and the statistics are staggering. However, those who are aware of the obstacles and do nothing to overcome them are the people who will struggle financially. Simply being on this site sets you apart, it is an advantage to know what you’re up against. Be aware and take action.

According to the National Institute on Retirement Security, 66% of Millennials don’t have anything saved for retirement

Pension plans are disappearing and when offered only 1/3 of Millennials are even participating in their employer’s retirement plan.

According to the American Psychological Association, money is the top stressor of American families and the numbers increase for the younger generations.

A study by the New York Fed uncovered the fact that Americans 18-29 years old now owe over $1 Trillion in debt.

THE PROBLEM

Young adults today often lack access to high-quality financial education, training, and support to make good decisions about their financial futures. You’ve most likely encountered one or even all of the examples listed below along your path to financial independence and the statistics are staggering. However, those who are aware of the obstacles and do nothing to overcome them are the people who will struggle financially. Simply being on this site sets you apart, it is an advantage to know what you’re up against. Be aware and take action.

According to the National Institute on Retirement Security, 66% of Millennials don’t have anything saved for retirement

Pension plans are disappearing and when offered only 1/3 of Millennials are even participating in their employer’s retirement plan.

According to the American Psychological Association, money is the top stressor of American families and the numbers increase for the younger generations.

A study by the New York Fed uncovered the fact that Americans 18-29 years old now owe over $1 Trillion in debt.

OUR STORY

3rd Decade® was founded to provide financial education and conflict-free advisor services to young adults. Bob Swift, founder, recognized an extreme deficit in financial education for young professionals. Our commitment is to providing access to professional advice and financial education through 3rd Decade program. Financial experts lead the 3rd Decade® program, to increase your financial confidence and success. While in your 20s and 30s, it is the most critical time for planning and maximizing future financial success. Financial security is more about good money habits and decisions rather than how much you make. Poor financial decisions early in life can compromise your financial security for years. At a minimum, we want you to have the knowledge, skills, and confidence to make good financial decisions.
Changing financial futures forever by starting today.

THE 3RD DECADE TEAM