By: Diane Darling An Evil Stepmother’s Guide for Teaching Your Child Personal Finance, PART 3 In Part 1 of this series, we explored about how to talk to your kids about their money. In Part 2, we discussed how your children might earn money with which to learn financial literacy. In this part…
By: Laura Walton AFC® In April of 2016 we launched our first 3rd Decade classes, two classes each with 20 participants. Word of mouth filled six classes the following year with 120 participants; we expanded from Tucson to Tempe and Flagstaff. In the three years since, growth hasn’t abated. Our statistics show that…
By: Diane Darling An Evil Stepmother’s Guide for Teaching Your Child Personal Finance, PART 1 I am in a family situation in which I do not have biological children of my own, but I do have a 14-year-old stepson – one whose future financial security I worry about on a daily basis! …
By: Laura Walton AFC® As participants in the 3rd Decade program know, we hold Warren Buffett in high esteem. He’s 90 and worth about $82 billion but most of that wealth – 90% of it – came after he turned 65. This makes our point – wealth is built by consistent investing over time,…
By: Claire Seizovic Slow fashion is thoughtful, holistic, and intentional. Study NY defines slow fashion as the movement of designing, creating, and buying garments for quality and longevity. It encourages slower production schedules, fair wages, and lower carbon footprints. Slow fashion is also the widespread reaction to fast fashion, which denotes inexpensive, low-quality, mass-produced, and machine-made garments that often quickly…
By: Jennifer Edwards (Candidate for CFP®, CSLP®) On August 8th, the CARES Act federal student loan administrative forbearance was extended through December 31, 2020. Prior to that, it was set to expire on September 30th. What does that mean for you? Let’s review some key points. If you wish to make payments on…
By: Laura Walton AFC® The 19th Amendment giving women the right to vote was ratified 100 years ago. What I didn’t know was that it’s ratification hinged on just one vote. The 19th Amendment needed to be ratified by 36 states. The last state to do so was Tennessee, a state and legislature…
By: Cody Cassidy CFP® Phrases that are all too common: “I just can’t seem to get ahead.” “I’m tired of living paycheck-to-paycheck.” “It always feels like one step forward and two steps back.” These are all associated with the cyclical consequences of routine. Despite telling ourselves that we are going to commit to… you…
By: Laura Walton AFC® I love to gamble; fortunately I hate to lose money more than I love to gamble. When I’ve been at a table, I’ve noticed that whether it’s blackjack or craps, you can tell something about a person watching them play. Kenny Rogers had it right, “you gotta know when to…
Playing in waves on the beach can be fun, but have you ever reached open water? Have you ever reached that glorious, calm spot past the surf zone where you feel the massive, effortless strength of the ocean raise you up then gently back down all while happily floating on the surface? Wading out…