Grocery budgets vary for many reasons By Nikita Wolff It recently came to my attention that I’m spending more than the average [3rd Decade] Joe on my groceries. I made the mistake of asking my entire team during a meeting what a “reasonable grocery budget” looks like (or at least what we recommend to our…
By Jennifer Edwards, CFP®, CSLP® I have yet to meet someone who is excited about getting old, but it turns out there are ways to influence how happy you are in later life. Certain decisions made while we are young make it more likely that we will be happier in old age. This study published…
What you really need to know about buying a home By Jennifer Edwards, CFP®, CSLP® The dramatic jump in home prices across the country has potential homebuyers scrambling to understand the landscape and evaluate their options. At 3rd Decade, we want everyone, who desires to, to own a home at some point. Homeownership helps you…
By Megan Stiles, CVA®, AFC®
Socializing Shouldn’t Break Your Budget By Nikita Wolff In my pursuit of financial security, one of the hardest things to overcome was the peer pressure when friends make plans that don’t align with my budget. As we cover in class, it can be a really beneficial thing to associate with like-minded (read: like-budgeted) people. Here…
It costs what?!! By Jennifer Edwards, CFP®, CSLP® To say that inflation has been hitting us all pretty hard recently, would be an understatement. Prices of everything from haircuts to lunchmeat went up an average of 8.5% in March, the highest in decades. And heaven help you if you need to rent a car! You…
While retirement may feel far away, it is vital to think about the future and ask yourself the right questions to plan effectively for retirement.
Be The Change You Want To See By Megan Stiles, CVA®, AFC® We like to think that our sense of well-being, political freedom, and personal accomplishments result from our efforts. However, we can understand that none of these realities are possible without certain material conditions. These necessities include nutrition, clean water, shelter, healthcare, access to…
Author: Sophia Young To achieve financial wellness is to be in a good financial situation in every aspect of your life. From professional to personal to family, you must consider all of these. The thing is, even though families with children under 18 are more likely to experience financial stress than those without kids, so…
By Lauren McCullough If you have student loans and work in the public sector, you have probably heard about the Limited Waiver for the Public Student Loan Forgiveness (PSFL Waiver) program. I wanted to share my journey navigating the waiver that allowed me to reach forgiveness on multiple loans that totaled $76,375 in forgiveness –…