By: Laura Walton AFC® Last week’s headlines: Vanguard Ups the Ante in an ETF Race to Zero and Millennial Online Lender SoFi to Offer Zero-fee ETFs. Fidelity started the rush last August announcing two no-fee index mutual funds; today they offer four. How much do fees matter and is it worth chasing 0% fee…
By: Laura Walton AFC® Do you ever anticipate regret? I find it a useful tool when making decisions. If I choose option A, how will I feel about it later, will I regret it? Or, will I feel better about choosing option B once my decision is made? These top 10 financial savings regrets…
By:Laura Walton AFC® What do they have in common? Would you believe predictability? If 98% of well-bred racehorses aren’t winners, why do most people look at pedigree before placing their bets? And, if pedigree isn’t a great predictor of winning horses, what is? These are the questions that horse expert Jeff Seder asked and…
By: Laura Walton AFC® I find the budget line ‘Auto Insurance’ is just that, all over the map – from $800 to $1600 a year for an individual, up to nearly $3000 a year for a couple. And, the low price isn’t always from the same company nor for the same driver profile – it’s…
By: Laura Walton AFC® If that’s your annual return, it’s a scary number. But some investors might not think so – why not? They might not be shocked because they chose a very aggressive allocation. Your allocation needs to reflect your financial goals, risk tolerance and ability to save. In addition to soul searching, here’s…